Medicare Open Enrollment is Just Weeks Away: 4 Things You Can’t Forget

By Inter Valley Health Plan

Just like that, September comes to a close and the Medicare Annual Enrollment period is fast approaching on October 15. As you conduct your research and finalize your decisions on the best Medicare Advantage health plan for you, don’t forget these important points:

  1. Medicare Specialists are here to help. For such an important decision, don’t be afraid to ask for help and an extra pair of eyes to ensure you understand the small print and making the right healthcare decisions best for you. For example, Inter Valley Health Plan has Medicare Specialists to help 7 days a week from 8 am to 8 pm, during open enrollment October 15- December 7. You can give them a call or set up a virtual meeting. Make sure the health plan you choose is there for you to ensure you get the information you need.
  1. Importance of personal customer service. Of course, all health plans have some level of customer service, but you want to be sure it aligns with your needs. When in need, either for a quick question or urgent request, it’s important to know if you will reach a live person—- or an automated phone tree. During uncertain times, either with an illness and/or to sustain health care management, you will want a health plan that allows you to speak to a real person who can help find a solution to whatever challenge you are facing. It’s these customer service features can set plans apart from one another. 
  1. Extras benefits. While doing your research and plan comparisons, don’t forget about additional benefits such as vision, hearing, or dental services. Double check to make sure your plan covers these extras. Many do, but some don’t include them at all.  Checking for these benefits now will help you avoid out-of-pocket costs down the line. Also, some health plans, like Inter Valley Health Plan offer free preventative health education and social classes for its members (now online). It is these types of resources that can make a real difference – to help ensure optimal physical and mental health.
  1. Make Sure the Health Plan Has Your Best Interests in Mind

Before you sign the dotted line with a new health plan, take a deep dive into the Medicare Advantage plan you are considering and how it operates. You want to know how long the plan has been in business and that the plan treats its members as real people, not just a number. Be sure to check the plan’s reputation and make sure they always put their members first. Inter Valley Health Plan is a not-for-profit, federally qualified HMO contracted with Medicare. With over 40 years in the business of healthcare, Inter Valley Health Plan is dedicated to improving the quality of life for Medicare recipients throughout its service area. Consider talking to a Medicare Specialist to learn more about your Medicare plan options. Call 800-500-7018 or TTY 711, 7 days a week, from 8 am to 8 pm, or visit  www.IVHP.com

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